Self Employed - banks won't give you a mortgage?

If you are currently self employed and are a homeowner looking to remortgage, if you have been refused by other banks because of arrears, adverse credit, bad debts, late mortgage payments, we can help.

The key feature of self certification mortgages is that the borrower does not have to give the lender proof of income - you just declare your earnings and the lender may accept this. Self certified mortgages were designed to cater for people who are self employed and also those who may be employees with unpredictable income - for example those in seasonal jobs, or people working on successive short term contracts. Sales people getting a high proportion of their income through commission will also be considered.

Fortunately, we use lenders that will consider applications from potential borrowers who want to self certify their income. Let one of our Mortgage Advisers help you make the right decision, having regard to your personal circumstances. To see how much you can borrow contact us now on 1850 200 655.